Serving Metro Atlanta, Lawrenceville, Dekalb, Cobb County, and other Georgia Communities as well as Dayton, Cincinnati, and surrounding Ohio Communities        
What are Merchant Services?

A merchant service provides business level accounts to merchants for collecting payments from consumer bank or credit
card accounts. If you’re selling products from a retail location, you will need a Card Present (CP) merchant account.
However, to sell from your Web site, you’ll also need a Card Not Present (CNP) merchant account. A CNP account is used
by merchants that receive payments via the Internet or in situations when a payment is not physically presented to
the merchant by the consumer at the time of the transaction (e.g. telephone orders).  In the payments industry,
Independent Sales Organizations (ISOs), Merchant Services Providers (MSPs), and Value-Add Resellers (VARs) are most
often the organizations that provide merchant accounts. The Authorize.Net Reseller Directory located at http://www.
authorize.net/resellerdirectory lists numerous such companies. You can also contact your current banking partner to find
out if they provide CNP merchant accounts.


QuickBooks Point of Sale Integrated Merchant Services

In QBPOS, you have the ability to accept credit cards via Innovative Merchant Solutions.  If you purchased the hardware
bundle, you have the credit card swipe that reads the information encoded on the back of the customers credit card.  To
apply for a Merchant Account with IMS, please contact us at
dduplinski@3blinddogs.com

For more information on the integrated credit card solutions click HERE

Beware of Hidden Costs!

Many processors might advertise the "lowest rates" but then load on extra costs — you could end up paying a
LOT more than you think. For example:

Some Common Hidden Costs

Forced Leases
Many merchant processors also require you to sign a multi-year equipment lease. You could end up paying over
$1,000 for a terminal — and still not own it at the end of the lease period!

With QuickBooks POS Merchant Service, all you need is a card reader, already included in the QuickBooks
POS hardware bundle.